Reaching your financial goals

4 Mistakes to Avoid to Make This Your Best Year Yet

January 5th, 2017 by Pamela Yellen | Leave a Comment

It’s a brand new year, and I’m very excited! Are you?

Are you reviewing last year’s goals and accomplishments? Taking note of who you’ve become in the process of pursuing your dreams? Setting your sights on even more growth and achievement in 2017?

When you look at the key areas of your life – your finances, relationships, health, career and personal/spiritual growth – can you see how far you’ve come in the past twelve months?

Or when you think back to January 2016, do you realize that you’re almost exactly where you were twelve months ago?

Bummer.

Or as Yogi Berra said,

It’s like déjà vu all over again.”

If your life is beginning to feel like the movie Groundhog Day, you might be shooting yourself in the foot with one of the following four missteps:

Mistake #1: Repeating What Didn’t Work Last Year

Announcing the winners of the “summer vacation” contest!

May 20th, 2011 by Pamela Yellen | Leave a Comment

Last week we held a contest about what kind of vacation or “staycation” you’re planning this summer… and how you’re paying for it. Summer vacation-placard

There were many interesting and some heart-tugging entries, making it a bit difficult for our team to pick the winners, but here are the ones we did pick – and why. Two entries were also chosen at random.

Each of five winners will receive their choice of a $25 dining gift certificate or a personally autographed copy of my best-selling book, Bank On Yourself, for themselves or to give as a gift to someone they care about.

And together, the team picked their favorite entry and that person wins a $100 Amazon Gift Certificate.

Read on for the winning entries…

Enter our "summer vacation" contest!

May 11th, 2011 by Pamela Yellen | 46 Comments

With summer around the corner, you may be planning a vacation. Or, maybe you’re avoiding high gas prices and planning a “staycation.” Either way, we want to hear about it!

Tell us in the comments box below. You could win one of SIX prizes we’ll be awarding, including one $100 Amazon Gift Certificate and five prizes of your choice of a $25 dining gift certificate or a personally autographed copy of my best-selling book, Bank On Yourself, for yourself or to give as a gift to someone you care about.

Here’s how to enter… [Read more…] “Enter our "summer vacation" contest!”

When opportunity knocks, will you be ready?

November 9th, 2010 by Pamela Yellen | 5 Comments

In every economy – whether boom or bust – opportunities arise. Unfortunately, most people don’t have the financial resources to take advantage of them.

This is an inspiring story of how people are using the Bank On Yourself method to be in a position to take advantage of some amazing opportunities…

Here’s a new reality: You need cash now more than ever. Not credit. Not equity. Cash.”
– “Why Cash is King,” Men’s Health, November, 2010 issue

joni-schulz-and-dave — “Bank On Yourselfers” Joni and Dave Schultz

Take Joni and Dave Schultz, who just happen to be my sister- and brother-in-law. Joni is a hospital department supervisor and Dave just retired from his job in construction.

They came to visit us recently, and Joni’s first comment when she walked in the door was, “Now I get it! I understand why Bank On Yourself is so much better than using a credit card or finance company, and why it’s even better than paying cash for stuff!”

Joni and Dave started a Bank On Yourself policy about five years ago, in order to supplement their retirement income and add predictability to their financial plan.

But they’d never used it to finance any purchases… until now.

Opportunity knocks…

Bank On Yourself: A financial plan you can count on

December 11th, 2009 by Pamela Yellen | 28 Comments

Oh what a roller-coaster year this has been! Our entire financial system and economy almost fell off a cliff.

And while there are some hopeful signs of new life in the economy, this year has also brought us:

Massive bailouts
A tripling of an already-bloated federal deficit
A falling dollar
Rising foreclosures (and likely to spike as billions of dollars in ARM’s are now coming up for adjustment)
Major banks and investment houses taking on three times (!) the risk they were before the collapse

So what do you think next year has in store for us?

No one really knows for sure. (Well, except maybe the folks at the Psychic Hotline.) So how do you prepare for a very uncertain future?

Here’s a quick quiz that may reveal an answer for you…

What’s the one financial asset that increased in value during the market crash of 2008? And in 1929? And in every period of economic boom and bust in between?

Answer: The product used for Bank On Yourself: Cash-value life insurance.

As I’ve mentioned, my husband Larry and I now have 18 Bank On Yourself policies. I’ve picked one of them to show you how a dividend-paying whole life policy like this can grow over time – even when the markets are plummeting. It’s a great example of how Bank On Yourself gives you the peace of mind that lets you sleep at night.

Here’s how much this plan has grown each year since the beginning of 2000, a period that includes not one, but TWO devastating market crashes. In four of these years, the S&P 500 was down for the year, as you can see in this side-by-side comparison:

If you had put $10,000 into an S&P 500 Index fund at the beginning of 2000, how much do you think it would be worth today?

Take a guess before you read on.

Bank On Yourself success story video

December 2nd, 2009 by Pamela Yellen | 9 Comments

In my best-selling book on Bank On Yourself, a number of folks shared the personal and intimate details of how they’ve been using Bank On Yourself to reach a variety of short-term and long-term personal and financial goals and dreams.

Perhaps one of the most inspiring stories was shared by Greg and Christy Gammon. Since I interviewed them, their lives have taken some interesting twists and turns, and their Bank On Yourself policies have come to the rescue in surprising ways.

This short video update, filmed during my national book tour, reveals the details. Just click the play button below…

No two Bank On Yourself plans (policies) are alike. Each is custom-tailored, so yours would be uniquely suited to your goals and dreams. It’s easy to find out what your bottom-line numbers and results could be. Simply request your free Analysis here… and take the first step towards taking back control of your financial future. Why not do it now, while it’s fresh on your mind?

Videos reveal how Bank On Yourself turns dreams into reality

November 5th, 2009 by Pamela Yellen | Leave a Comment

I think you’ll find the two short videos I’ve posted here of special interest, if you’ve been wondering how you’re going to reach your financial goals in today’s challenging environment.

The first video (filmed during my national book tour) reveals how the Corey Family is using Bank On Yourself to accomplish a number of goals and dreams, including:

Funding their kids’ college educations without going broke
Getting back their real estate taxes… and the cost of custom-made furniture they bought for their home
Being on track to a six-figure-a-year retirement income they can predict and count on

Just click the play button below to find out how the Corey’s are doing all this…